MSc Financial Technology
Finance, digital platforms and regulation for the next generation of banking
Conferred under the Polish Law on Higher Education with European ECTS Diploma Supplement.
ApplyAcademic Overview
Financial technology is reshaping how money moves, risk is priced and customers bank. IU's MSc Fintech unites capital markets literacy with digital products, data science methods and regulatory competence. You will analyse payment rails and open banking, build quantitative credit and fraud models, evaluate distributed ledger applications with sober engineering and legal scrutiny, and design fintech products with unit economics that survive regulation. Graduates leave able to speak both the language of the trading floor and the product engineering room. MSc Financial Technology is taught as one award, not a list of unrelated modules. The published length is 24 months, and the credit total is 36. Students move from Financial Markets, Institutions & Fintech Landscapes through Financial Markets, Institutions & Fintech Landscapes; Corporate Finance & Valuation for Digital Assets; Programming & Data Analysis for Fintech; Payments Systems, Banking & Open Finance; Blockchain, Distributed Ledgers & Tokenisation; Machine Learning for Finance & Credit Risk, and finish on MSc Fintech Capstone Project. Each course has a question, a method, and a submission. In this field, students read a set of figures, build a small case, and state which assumption moves the result. Reading is financial statements, a recognition note, and a risk report. The artefact a marker expects is a recommendation that separates the decision, the numbers, and the risk. The award is built so that a graduate can do the following in practice: Map fintech value chains in payments, lending, wealth and market infrastructure Apply machine learning responsibly to credit, fraud and personalisation Assess blockchain and tokenisation use cases for technical and regulatory fit Teaching assumes the student can read a source, attempt a problem before the seminar, and revise after feedback. Attendance at live seminars is part of the design. The capstone or final course must use the methods of the earlier courses; a project that ignores them does not pass. This course does not confer an accounting, audit, or financial-services licence. The pages for each course name the topics that are examined. Those topics are the syllabus. A brochure line is not a substitute for them.
The degree is awarded directly by IU International University of Applied Sciences, seated in Warsaw, Poland. Studies are conducted in full alignment with Polish and European academic standards.

Curriculum & Core Modules
The curriculum comprises 36 ECTS credits structured across progressive academic modules:
Financial Markets, Institutions & Fintech Landscapes
Corporate Finance & Valuation for Digital Assets
Programming & Data Analysis for Fintech
Payments Systems, Banking & Open Finance
Blockchain, Distributed Ledgers & Tokenisation
Machine Learning for Finance & Credit Risk
Cybersecurity, Fraud & Operational Resilience
RegTech, Compliance & Financial Regulation
Teaching & Assessment Methodology
Online Pathway
Asynchronous learning via the university LMS, digital library access, faculty-led virtual seminars, and proctored online assessments.
Warsaw Campus Pathway
In-person lectures, tutorial seminars, and laboratory sessions at Prosta 20, Warsaw, with full campus facility access.


Career Trajectories
- Fintech Product Manager
- Digital Banking Strategist
- Payments / Open Banking Specialist
- Risk & Fraud Analytics Lead
- RegTech / Compliance Technology Consultant
European Campus & Academic Facilities
Seated at Prosta 20 in Warsaw, IU International University of Applied Sciences offers state-of-the-art academic lecture halls, digital research repositories, and vibrant collegiate spaces for both on-campus and international distance scholars.

Main academic building at Prosta 20, Warsaw.

Collegiate courtyard and research study spaces.

Academic facilities and faculty laboratory suites.

Degree Recognition, NAWA & EDINAC Accreditation
Degrees from IU International University of Applied Sciences are awarded under the statutory framework of the Republic of Poland and the European Bologna Process (ECTS). Qualification transparency and international academic mobility are supported within the framework of NAWA (Polish National Agency for Academic Exchange) and European ENIC-NARIC networks. Furthermore, the university holds Tier 1 Full International Accreditation from EDINAC (Ref: EIAC/QA/PL/2000-IU) with immutable cryptographic diploma verification on edinac.org.
